What’s keeping many Filipinos from not getting a credit card? One of the top three reasons for not having a credit card is the approval process.
This finding is hardly surprising since most banks in the Philippines take a month or longer to process credit card applications. It certainly can be frustrating for someone to wait for approval.
However, there are a few credit cards with easy application requirements and an approval process. For example, secured credit cards and regular credit cards with low-income requirements don’t require a deposit account with the bank. Some cards also don’t require proof of income for existing cardholders.
If you’re looking for easy approval credit cards in the Philippines, here is your best option:
Citi credit cards are known to be amongst the easiest credit card to get approved for in the Philippines. Moreover, Citibank doesn’t require applicants to have a deposit account with the bank.
Through Citibank’s online credit card application and approval system, in a matter of minutes applicants would already know if they’re qualified.
It takes only five to seven days to verify the submitted documents, after which the client may get his or her Citibank credit card.
Citi Simplicity+ is one of Citibank’s most popular cards since it doesn’t come with annual fees, late payment fees, and over-limit fees. Getting this Citi credit card is easier if you already have an active credit card with Citibank or any other bank in the Philippines. The income requirement is lower and no income documents are required for existing credit cardholders. Citibank still accepts applications from those without a credit card, though.
If you think you are qualified to apply, Unlock the fastest credit card application now. Click here
1 Comments
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