HOW TO CONVERT YOUR CREDIT LIMIT TO CASH?

Convert to Cash is a credit card facility that allows Principal Credit cardholders to convert the available credit limit to cash. The requested amount will be deducted from the nominated Credit Card. While the cash proceeds will be credited to the nominated bank account.

It enables you to move cash from your credit card to your bank account, either to clear a debt or sort out your overdraft. You usually pay a fee to move the money, but once it is in your account you may not have to pay interest on the sum for 12 to 18 months.

What are the benefits?

Fixed monthly installments. Convert your credit limit to cash and pay in fixed monthly installments.

Low add-on rate. Get as low as 0.99% monthly add-on rate for 36 months.

Fast Processing. Have your application processed in as fast as 5 banking days. 

Use 100% of your available limit. Avail of up to 100% of your credit limit.

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